Best Career under Finance and Insurance

[Iti]

I have completed my graduation in commerce and I am looking forward to explore my carrier in Finance or Insurance. So is there anyone who can suggest me the best Career under Finance and Insurance or a list of them so that I can check about it and choose the best one for me?? Any help regarding this will be appreciated.

[Zimic]

There are a number of jobs in banking and finance, the list is as followed:

Personal financial advisors:
They have to use their knowledge of investments, tax laws and insurance for recommending individuals financial options for their goals. The best opportunity for jobs in this field is for Advisors having bachelor's degree in accounting, finance, economics, business mathematics or law.

Accountants:
Their task is to analyze, plan, evaluate and give advice regarding accounting. There are opportunities for people having bachelor's degree in accounting but people with master's degree or experience get priorities and have the better opportunities.

Auditors:
They have to prepare best financial reports for their clients after examining and analyzing accounting records. One having bachelor's degree can get a job for Auditors but accountants and people having experience or advanced degrees have more chances of getting Jobs.

Loan officers:
Their task is to provide assistance to individuals and organizations in getting loans, Loan officers have to check out individuals and organizations and help them to get the appropriate type of loan. A bachelor's degree in finance is the basic qualification required for the post of Loan officers but if one has experience in banking, sales and good knowledge of computers then they get priority from employers.

Collectors:
They have to collect payment and keep track of account’s, they need to have good knowledge of computers and good communications. High school diploma is the least qualification to apply for the job of collectors but employers prefer individuals who have completed their Graduation or individuals having experience in other occupations where they might have communicated with the public.

Bank tellers:
They work in bank and their task is to cash checks, accept deposits, process withdrawals etc. They also indulge in selling savings bonds, accepting bill payments and processing paper works. High school diploma is the least qualification to apply for the job of teller but people having bachelor's degree in business or accounting get preference and have chances of getting promoted early.

Buyers:
They buy goods and services for a company for reselling it to customers. Employers prefer people with bachelor's or master's degree in engineering, business, economics or science but that varies according to the size of the organization.

Treasurers:
Their task is for directing an organization's objectives, budgets and financial goals. Their also have to check investment, funds and execute capital-raising strategies. A bachelor's degree in accounting, finance, economics or business administration is required by but individual having advanced degrees in the same fields have more chances of getting hired.

Budget analysts provide analysis and assistance to help companies develop their annual budgets, decide how to allocate current resources and estimate future financial requirements. A bachelor's degree -- often in finance, economics, accounting, business, statistics, political science or sociology -- is the minimum requirement for most employers, but an advanced degree is often preferred and sometimes required.

[Recruiter]

Below is the lost of Highest Paying Jobs in Finance:

Financial Services Brokers:
They are also known as stockbrokers their task is to represent individuals or organizations for buying and selling stocks, bonds financial etc. They have to give assistance to their clients on investment strategies and analyze companies offering stocks as well. The important factor needed to work as a Financial Services Broker is to create a strong client base. One having 4-year college degree can apply for this post but that varies with the size of the organization. One has to go through a Series of Examinations for getting Financial Services Broker license and register with NASD. They have work in brokerage firms as pet their skill and capabilities. They have chances of becoming branch managers or partners quickly in their own firm. One cannot make a remark about the salary as it is a commission-based career.
Average salary - $45,000 and $70,000 annually

Commodities Broker
They are also known as futures commission merchant they have to keep a record of sales, purchases of commodities for their traders as well as customers. Their payment is based on a commission and there a no formal educational requirements. Some Employers prefer bachelor's degree in finance or related field. A Commodities Broker need to have License and they have to pass a Series of 3 Examinations to get the legal registration. For being a successful broker one should have money management skills and an assertive personality. There are chances of becoming commodity-trading advisor for a successful broker.
Average salary - $65,000 and $90,000 annually

Financial Managers:
Their task is to direct cash management strategy and investment and prepare financial reporting for their firm. They get hired for controller, finance officer, cash manager and international banking manager. A bachelor’s degree in finance, business administration, economics or accounting is the minimal educational requirement. Some employers give preference to one having master’s degree in those fields. One can get a professional certification for leading this highly competitive field. The Salary for this post varies across industries but they are said to be highly paid in private companies as a manager.
Average salary - $70,000 and $90,000 annually


Financial Analysts:
They are also known as investment analysts and they have to go through financial information and give investment recommendations. Their basic task is to analyze company’s financial statements, sales and tax rates, determine values etc. They are mostly employed in Banks, mutual funds, insurance companies, securities firms etc. One having bachelor's degree, master's degree or a professional certification can apply for this post.
Average salary - $67,000 and $130,000 annually

Personal Financial Advisors:
They assist individuals for making make investment, retirement planning, tax advice and help them in saving for Future. They spend most of their time in marketing and sales for creating a strong client base so as to increase their income. They need to have excellent communication skills for assisting their clients effectively. Employers prefer bachelor’s degree is strongly preferred but it varied according to the organization. One need to have a License for giving advice related to securities investments and insurance. A talented Personal Financial Advisors has the opportunity of working with larger client base.
Average salary - $70,000 and $140,000 annually

Loan Officer:
They mostly work in commercial bank, their task is to guide client in the process of applying for a loan. They have to assist their client from initial information till repayment schedule. They also work in commercial, mortgage or consumer loans providing organizations. Anyone having bachelor’s degree in finance or related field can apply for this post. Additional training or experience get preference from the employers, their salaries depend on the number of loans generated.


Budget Analyst
They have to estimate and develop a budget for the financial needs of their company accordingly. They have to increase profits by distributing available funds efficiently. The minimum requirement for this post is a bachelor’s degree but some employers give preference to one with master’s degree.
Average salary - $60,000 and $90,000 annually