Information about Mutual Funds

[Baijnath]

Hello friend, I am a BBA pass out student, where as I am looking for the final year result, I am here for getting some information concerning the mutual funds which are currently in this country. I am just worried about all the companies persons are provide different types of schemes of the mutual fund, and to put up for sale them the number of people is much selected, because a single person will not buy additional 2 or 3 mutual fund in general. How can they attract them for selling these? Whereas I am also thinking to go for MBA with the sales and finance specialization. what is the actual need of mutual fund in now a days? Any input about this will be helpful for me.

[Milton.J]

Mutual fund is only one vehicle which is comes in the India with the decade of investment. As per my knowledge today the mutual fund companies are supervision a huge amount of currency around Rs 329,162 crore, which is comes with the retail investor. And this amount is not only invested into equities and also for the debt instrument. Mutual fund is popular for investing in the avenue those are out of reach from the retail investors. Particularly for the government securities and money market instruments. Mutual fund are viewing for the saving your income. By the different mutual fund policies you can save a huge amount of money from your income, which is might not possible while you don’t have any planning for that. So mutual fund is works as the way of saving. But you have to alert while you are selecting the scheme from a large number of list.

[Spyrus]

A mutual fund is termed as the professionally managing process by some of collective investment schemes. Which is pool a huge amount of money from the investors and invest these with some typical technique to the investment securities, which is may be the stocks or bonds or short-term money market instruments. By default the mutual fund is having a fund manager which is used for managing the investment process. The funds which is made by the consumer and the investors are registers into the Securities and Exchange Commission (SEC), the rules for the investment policies are designed by the Internal Revenue Service (IRS). Mutual funds are used to invest in different securities like the "cash" or money market instruments, bonds, other mutual fund shares, stocks etc. other mutual funds are shares with the derivatives of the future use for the consumer or the persons those are using this.

[Trio]

The Mutual fund is regular use name for classifying the open-end investment those are based on Securities and Exchange Commission (SEC). The open end is means that in the end of day the fund issuing continuous shares for the investment buyers. Mutual funds are structured as the corporations or trusts, as for instance the business trust or nay other corporations those are belongs to Securities and Exchange Commission (SEC). There is a fund technique which is known as the equity fund which is related with the investment on stock exchanges, it is known as the most common type of the mutual fund. It hold 50% of all amount those are invest in the mutual funds, this technique is basically applied in United state.

[Nutty]

For the low investors the mutual fund is very easy to make the payment with the desire time interval and as per my opinion less costly for investors. It offers the benefit in the diversification and money management if you are making any individual investment scheme. The mutual fund process is a very correct and the straight forward process for the investors; it is having a simple strategy for the investment. Every mutual fund company is pool the money of many investors, to its shareholders, to invest the amount in the different security which is in the market. The investment of the money may be made in different mode like the stocks, bonds, money market securities or the combination of these modes. The security which is applied by the investors are managed in order to professionally & efficiently, for the many shareholders, those are connect with this.

[AmdUser]

In India there are generally three types of mutual fund schemes are monitoring which are known as “Open-ended Mutual Fund Schemes”, “Close-ended Mutual Fund Schemes” and “Tax-saving Mutual fund Schemes”. The concept of Open-ended Mutual Fund is, there the agent or the investors are not offering a fixed for the scheme. This is depends on the redemption and investments on the scheme directly with the Mutual Fund agent. The buying and selling schemes or the units are done in a very convenient way which is related with the prices of NAV (net asset value). In the Close-ended Mutual Fund, this scheme is used for those are having a maturity period to, in general it is ranges from 2 to 15 years. This is known as the direct investment with the mutual fund investor. But the amount might be changed according to the supply and demand in the market. So that’s why many of the mutual fund firms are offered different schemes with the market trend, which changes in every month or week. In Tax-saving Mutual fund, for the Individuals, companies, partnership firms, and body corporate, the mutual fund are guided with some principles or policies to prevent from the tax paying. Some of the investing parties arranged by the Mutual Funds, those are present in the market primarily.