Yes in php, but do not be scared since you do not need to learn anything new. You simply put
PHP Code:
<?php
include('top_of_my_page.htm');
?>
It will integrate at the place where you have placed this piece of code the whole page "top_of_my_page.htm. So I let you imagine the possibilities that it offers.
But 2 constraints:
Your web host must have PHP enabled. And all the pages where you do use this piece of code should no longer be extended .htm but .php so that your server can interpret.
On the contrary, do not worry about going to do the html before and after the <?php and ?>
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